Public Policy Legal Expert

Health insurance is a type of insurance that covers the medical expenses of an individual or a group of individuals in case of illness, injury, or disability. Health insurance can help reduce the financial burden and risk of health care costs for the insured and improve their access and quality of health care services.In Nepal, health insurance is a relatively new concept that was introduced by the government in 2017 with the enactment of the Health Insurance Act 2017. The act aims to provide universal health coverage to all Nepali citizens by making health insurance mandatory and affordable for everyone. The act also establishes the Health Insurance Board (HIB) as the main authority for implementing and regulating the health insurance system in Nepal.