Health insurance is a type of insurance that covers the medical expenses of an individual or a group of individuals in case of illness, injury, or disability. Health insurance can help reduce the financial burden and risk of health care costs for the insured and improve their access and quality of health care services.In Nepal, health insurance is a relatively new concept that was introduced by the government in 2017 with the enactment of the Health Insurance Act 2017. The act aims to provide universal health coverage to all Nepali citizens by making health insurance mandatory and affordable for everyone. The act also establishes the Health Insurance Board (HIB) as the main authority for implementing and regulating the health insurance system in Nepal.
This article provides a comprehensive overview of medical malpractice law in Nepal, focusing on key legislation like the Nepal Medical Council Act and National Penal Code, 2017. It explains what constitutes medical malpractice, including unauthorized practice, reckless treatment, and malicious intent. Readers will gain valuable insight into how to protect themselves, the steps to take if they experience malpractice, and the legal repercussions for negligent or reckless medical professionals. With practical tips and legal guidance, the article aims to empower patients and families affected by medical errors in Nepal.